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What UMass Amherst costs

Amherst, Massachusetts · Public · 23,671 undergrads

UMass Amherst's in-state sticker price was $36,842 a year in 2024-25 (College Scorecard). In-state students with federal aid paid $22,857 on average after grants; families earning under $30,000 paid $10,294. Out-of-state students pay $23,272 more in tuition.

What does UMass Amherst cost?

$22,857 a year in-state

Out of state: about $46,129 a year

What in-state students who got federal aid paid on average after grants, 2024-25. The in-state sticker price, with housing and food, is $36,842.

Tap your family income:

Average paid after grants by family income
under $30,000$10,294
$30,000–$48,000$10,343
$48,000–$75,000$12,020
$75,000–$110,000$17,769
over $110,000$33,795

Out-of-state tuition is $41,759 a year, against $18,487 in state. The out-of-state figure adds that $23,272 to the in-state average. Out-of-state students usually get less aid, so many pay more.

Own a business or have divorced parents? Run UMass Amherst's own calculator.

Net price 2024-25, College Scorecard.

By family income

In-state families who got federal aid, average paid per year after grants, 2024-25.

Family incomeIn-state, average paidOut of state, estimate
Under $30,000$10,294$33,566
$30,000–$48,000$10,343$33,615
$48,000–$75,000$12,020$35,292
$75,000–$110,000$17,769$41,041
Over $110,000$33,795$57,067

The out-of-state estimate is the in-state average plus the $23,272 more in tuition that UMass Amherst charges students from other states. Out-of-state students usually get less aid, so many pay more.

Run UMass Amherst's own calculator

For in-state families earning under $30,000, grants took 72% off UMass Amherst's sticker price.

Business owner, divorced parents, or savings? The averages can't see that; UMass Amherst's own calculator can.

Got an aid offer? See how to compare aid offers and ask for more.

Compared with colleges people also look at

For families earning $48,000–75,000, UMass Amherst cost less than Rutgers and Worcester Polytechnic Institute but more than Ohio State.

CollegeFamilies earning $48–75kAll aided students
UMass Amherst$12,020$22,857
Rutgers$18,838$24,897
Worcester Polytechnic Institute$35,703$43,885
Ohio State$9,708$17,269

Public colleges: in-state students.

The sticker price

$18,487
Tuition, in state, 2025-26
$41,759
Tuition, out of state, 2025-26
$36,842
Full sticker price, tuition, housing, food, books

Out-of-state students pay $23,272 more in tuition at UMass Amherst and usually get less aid.

23%
of undergrads get a Pell Grant, the federal grant for lower-income students.
$13,110
average grant for students who got aid.
46%
of undergrads take a federal loan.
$21,500
median federal debt at graduation.

Questions people ask

How much does UMass Amherst cost for a family earning $25,000?
In-state families earning under $30,000 paid $10,294 a year on average after grants in 2024-25 (students who got federal aid). The sticker price is $36,842. Your own price depends on your family's finances; UMass Amherst's net price calculator gives a personal estimate.
How much does UMass Amherst cost for a family earning $40,000?
In-state families earning $30,000–$48,000 paid $10,343 a year on average after grants in 2024-25 (students who got federal aid). The sticker price is $36,842. Your own price depends on your family's finances; UMass Amherst's net price calculator gives a personal estimate.
How much does UMass Amherst cost for a family earning $60,000?
In-state families earning $48,000–$75,000 paid $12,020 a year on average after grants in 2024-25 (students who got federal aid). The sticker price is $36,842. Your own price depends on your family's finances; UMass Amherst's net price calculator gives a personal estimate.
How much does UMass Amherst cost for out-of-state students?
Out-of-state tuition at UMass Amherst is $41,759 a year, against $18,487 for in-state students in 2025-26. In-state students who got federal aid paid $22,857 on average after grants in 2024-25. Adding the $23,272 tuition gap gives about $46,129 a year from out of state. Out-of-state students usually get less aid, so many pay more.
Where these numbers come from
  • Admit rate and applicants: Common Data Set, fall 2025 (checked Oct 31, 2026)
  • GPA, early rounds and wait list: Common Data Set, fall 2025 (checked Oct 31, 2026)
  • Cost, pay and debt: College Scorecard, 2024-25 (checked Oct 31, 2026)
  • Deadlines: umass.edu, 2026-27 (checked Nov 5, 2026)
  • Test rule: umass.edu, fall 2027 (checked Nov 2, 2026)

Updated Nov 5, 2026Spot a mistake?How we get our numbers