After Universal Training Institute: graduation, pay and debt
Perth Amboy, New Jersey · For-profit · 133 undergrads
Graduates leave with $12,546 in federal loans at the median.
The short answers
$12.5k
median federal debt at graduation.
52%
of borrowers were paying down their loans three years after leaving.
All the federal numbers
Finishing
Finished a two-year program within three yearsCollege Scorecard
62%
Pay after college
Median pay 6 years after starting collegeCollege Scorecard
$54,553
Median pay 8 years after starting collegeCollege Scorecard
$58,758
Debt and paying it back
Median federal debt, students who graduatedCollege Scorecard
$12,546
Median federal debt, everyone who borrowed (finished or not)College Scorecard
$9,500
Median federal debt, students with a Pell GrantCollege Scorecard
$9,500
Median federal debt, students without a Pell GrantCollege Scorecard
$9,500
Paying down their loans 3 years after leavingCollege Scorecard
52%
Where these numbers come from
- Cost, pay and debt: College Scorecard (checked May 7, 2026)
Updated May 8, 2026Spot a mistake?How we get our numbers