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After Universal Training Institute: graduation, pay and debt

Perth Amboy, New Jersey · For-profit · 133 undergrads

Graduates leave with $12,546 in federal loans at the median.

The short answers

$12.5k
median federal debt at graduation.
52%
of borrowers were paying down their loans three years after leaving.
All the federal numbers

Finishing

Finished a two-year program within three yearsCollege Scorecard
62%

Pay after college

Median pay 6 years after starting collegeCollege Scorecard
$54,553
Median pay 8 years after starting collegeCollege Scorecard
$58,758

Pay is for students who got federal aid and are working, counted from the year they started college, whether or not they finished.

Debt and paying it back

Median federal debt, students who graduatedCollege Scorecard
$12,546
Median federal debt, everyone who borrowed (finished or not)College Scorecard
$9,500
Median federal debt, students with a Pell GrantCollege Scorecard
$9,500
Median federal debt, students without a Pell GrantCollege Scorecard
$9,500
Paying down their loans 3 years after leavingCollege Scorecard
52%

Federal student loans only. Private loans and Parent PLUS loans aren't counted.

Where these numbers come from

Updated May 8, 2026Spot a mistake?How we get our numbers