My colleges

After Moody Theological Seminary and Graduate School--Michigan: graduation, pay and debt

The typical student earns $45,399 ten years after starting and graduates leave with $18,149 in federal loans at the median.

The short answers

$45.4k
median pay 10 years after starting college.
$18.1k
median federal debt at graduation.
All the federal numbers

Pay after college

Median pay 6 years after starting collegeCollege Scorecard
$40,210
Median pay 8 years after starting collegeCollege Scorecard
$41,968
Median pay 10 years after starting collegeCollege Scorecard
$45,399

Pay is for students who got federal aid and are working, counted from the year they started college, whether or not they finished.

Debt and paying it back

Median federal debt, students who graduatedCollege Scorecard
$18,149
Median federal debt, everyone who borrowed (finished or not)College Scorecard
$12,000
Median federal debt, students with a Pell GrantCollege Scorecard
$13,000
Median federal debt, students without a Pell GrantCollege Scorecard
$10,000

Federal student loans only. Private loans and Parent PLUS loans aren't counted.

Where these numbers come from

Federal college data (IPEDS and College Scorecard).

Updated May 7, 2026Spot a mistake?How we get our numbers