My colleges

After MCI Institute of NJ: graduation, pay and debt

Ocean, New Jersey · For-profit · 162 undergrads

Graduates leave with $10,836 in federal loans at the median.

The short answers

$10.8k
median federal debt at graduation.
37%
of borrowers were paying down their loans three years after leaving.
All the federal numbers

Finishing

Finished a two-year program within three yearsCollege Scorecard
97%

Pay after college

Median pay 6 years after starting collegeCollege Scorecard
$33,379
Median pay 8 years after starting collegeCollege Scorecard
$39,160

Pay is for students who got federal aid and are working, counted from the year they started college, whether or not they finished.

Debt and paying it back

Median federal debt, students who graduatedCollege Scorecard
$10,836
Median federal debt, everyone who borrowed (finished or not)College Scorecard
$6,473
Median federal debt, students with a Pell GrantCollege Scorecard
$5,642
Median federal debt, students without a Pell GrantCollege Scorecard
$11,983
Paying down their loans 3 years after leavingCollege Scorecard
37%

Federal student loans only. Private loans and Parent PLUS loans aren't counted.

Where these numbers come from

Federal college data (IPEDS and College Scorecard).

Updated May 8, 2026Spot a mistake?How we get our numbers