My colleges

After American Institute-Toms River: graduation, pay and debt

Toms River, New Jersey · For-profit · 463 undergrads

The typical student earns $28,710 ten years after starting and graduates leave with $11,979 in federal loans at the median.

The short answers

$28.7k
median pay 10 years after starting college.
$12k
median federal debt at graduation.
25%
of borrowers were paying down their loans three years after leaving.
All the federal numbers

Finishing

Finished a two-year program within three yearsCollege Scorecard
48%

Pay after college

Median pay 6 years after starting collegeCollege Scorecard
$25,543
Median pay 8 years after starting collegeCollege Scorecard
$28,941
Median pay 10 years after starting collegeCollege Scorecard
$28,710
Earning more than $25,000 six years after startingCollege Scorecard
41%

Pay is for students who got federal aid and are working, counted from the year they started college, whether or not they finished.

Debt and paying it back

Median federal debt, students who graduatedCollege Scorecard
$11,979
Median federal debt, everyone who borrowed (finished or not)College Scorecard
$9,304
Median federal debt, students with a Pell GrantCollege Scorecard
$9,211
Median federal debt, students without a Pell GrantCollege Scorecard
$10,450
Paying down their loans 3 years after leavingCollege Scorecard
25%
Paying down their loans 5 years after leavingCollege Scorecard
33%
Paying down their loans 7 years after leavingCollege Scorecard
33%

Federal student loans only. Private loans and Parent PLUS loans aren't counted.

Where these numbers come from

Updated May 8, 2026Spot a mistake?How we get our numbers