My colleges

After Adult and Continuing Education-BCTS: graduation, pay and debt

Hackensack, New Jersey · Public · 54 undergrads

The typical student earns $49,739 ten years after starting and graduates leave with $3,608 in federal loans at the median.

The short answers

$49.7k
median pay 10 years after starting college.
$3,608
median federal debt at graduation.
64%
of borrowers were paying down their loans three years after leaving.
All the federal numbers

Finishing

Finished a two-year program within three yearsCollege Scorecard
77%

Pay after college

Median pay 6 years after starting collegeCollege Scorecard
$45,625
Median pay 8 years after starting collegeCollege Scorecard
$48,021
Median pay 10 years after starting collegeCollege Scorecard
$49,739

Pay is for students who got federal aid and are working, counted from the year they started college, whether or not they finished.

Debt and paying it back

Median federal debt, students who graduatedCollege Scorecard
$3,608
Median federal debt, everyone who borrowed (finished or not)College Scorecard
$3,500
Paying down their loans 3 years after leavingCollege Scorecard
64%
Paying down their loans 5 years after leavingCollege Scorecard
60%
Paying down their loans 7 years after leavingCollege Scorecard
54%

Federal student loans only. Private loans and Parent PLUS loans aren't counted.

Where these numbers come from

Updated May 8, 2026Spot a mistake?How we get our numbers