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Data · Paying for college

194 colleges where families earning under $30,000 paid an average of under $10,000 a year

The short answer

At 194 four-year colleges, students from families earning under $30,000 paid an average of less than $10,000 a year after grants and scholarships, in 2024-25. 132 are public and 62 are private. At every one, at least half of first-time, full-time students finished within six years, and at 65 it was 80% or more.

The price here is the federal government's average net price: the full cost of a year (tuition, fees, housing, food, books and other costs) minus the grants and scholarships students got. It counts first-time, full-time students (starting college for the first time) who received any federal aid (a grant, a loan or work-study) and whose families earned under $30,000, by the income the college used to award aid. At public colleges it covers only students paying in-state tuition. Loans aren't subtracted, because they're paid back.

It's an average, so your own price can be higher or lower. It depends on your family's income, savings and size, and on the college's own aid rules. Each row links to the college's own net price calculator, which estimates the price for your family. Our net price calculator guide shows what to have ready.

On this page
  1. The big picture
  2. Low price and high graduation rates
  3. Public universities on the list
  4. Check the graduation rate next to the price
  5. How to check your own price
  6. The full table
  7. How we built this
  8. Questions

The big picture

  • In the College Scorecard data we use, 967 four-year colleges with 500 or more undergraduates graduate at least half of their students and report a price for families earning under $30,000. 194 of them (20%) came in under $10,000.
  • At half the colleges on the list, these families paid an average of less than $7,197 a year. At 51, the average was under $5,000, and at Washington and Lee University ($28), Brown University ($39) and University of Chicago ($394) it was close to nothing. A price that low means grants covered almost the whole year, including housing and food. Some of these averages come from small groups: only 9 students at Washington and Lee University and 50 at Brown University were in this income band. At 21 colleges on the list, fewer than 30 students were.
  • The colleges are in 42 states and Puerto Rico. The most are in CA (28), NY (20), FL (13), MA (10) and NC (10).
  • The median graduation rate on the list is 66%. At 75 colleges, fewer than 60% of students finish within six years.

Low price and high graduation rates

A low price matters most if you finish. These are the 20 colleges on the list with the highest six-year graduation rates. 16 of them are private and 4 public.

The 20 colleges on the list with the highest six-year graduation rates
CollegeStateAverage price, family income under $30kFinish in six years
Harvard UniversityMA$2,54297%
Yale UniversityCT$1,25696%
Northwestern UniversityIL$1,42796%
Duke UniversityNC$6,65296%
Washington and Lee UniversityVA$2896%
Brown UniversityRI$3996%
University of Notre DameIN$8,38095%
Dartmouth CollegeNH$1,39995%
Williams CollegeMA$2,29195%
Rice UniversityTX$5,70795%
Columbia University in the City of New YorkNY$2,27595%
University of ChicagoIL$39495%
Cornell UniversityNY$6,37195%
University of VirginiaVA$9,47994%
University of California, BerkeleyCA$5,11094%
Georgia TechGA$7,68794%
Tufts UniversityMA$4,19594%
Johns Hopkins UniversityMD$1,77293%
University of MichiganMI$3,15593%
Washington University in St LouisMO$2,57893%

65 colleges on the list graduate 80% or more of their students. Some admit only a small share of applicants, so check each college's admit rate and SAT or ACT rule for fall 2027, and pair the hardest ones with colleges where your odds are better. Private colleges that report covering all of a family's need are on the colleges that meet 100% of financial need list.

Public universities on the list

132 of the 194 colleges are public. Their prices are for in-state students, so they matter most if you live in that state. Students from another state usually pay more. The public universities with the highest graduation rates:

The 12 public universities on the list with the highest six-year graduation rates
CollegeStateAverage price, family income under $30kFinish in six years
University of VirginiaVA$9,47994%
University of California, BerkeleyCA$5,11094%
Georgia TechGA$7,68794%
University of MichiganMI$3,15593%
University of California, Los AngelesCA$7,75593%
University of FloridaFL$1,96892%
University of North Carolina at Chapel HillNC$2,21291%
University of Wisconsin–MadisonWI$3,42490%
University of Texas at AustinTX$8,97989%
University of GeorgiaGA$8,99589%
University of MarylandMD$1,14188%
William & MaryVA$3,29288%

Check the graduation rate next to the price

Every college here clears our 50% line, but rates still range from 50% at Salish Kootenai College and 3 others to 97% at Harvard University. At 75 of them, fewer than 60% of students finish within six years. A cheap year costs more in the end if it takes six years to finish, or if you leave with debt and no degree. On each college's page here, the After college section shows its graduation rate, median debt and earnings side by side. Check each college's own site for its admission rules, too.

How to check your own price

  1. Pick three to five colleges from the table, including one or two public colleges in your state.
  2. Open each college's calculator (the last column). Use the same numbers each time: your parents' income from last year's tax return, savings, household size and how many family members will be in college.
  3. Compare what's left to pay after grants and scholarships. Leave loans out.
  4. When offers come in the spring, check them against your estimates: how to compare aid offers.

The net price calculator guide covers each step and why a calculator's number can differ from the offer you get. To keep prices and admission odds on one list, add the colleges to the planner. It's free and needs no account.

The full table

All 194 colleges, lowest average price first. Each name opens the college's cost page here, with the price for every income band. The last column links to the calculator address each college reports to the federal government. A few go to a general cost page instead, and 3 that didn't open when we checked are left blank. Download the table as a spreadsheet: colleges-under-10000-after-aid.csv. It adds each college's city, whether it's public or private, its number of undergraduates, how many students in this income band the average is based on, its average price across all family incomes, its main type of degree and its College Scorecard page.

Four-year colleges where families earning under $30,000 paid an average of under $10,000 a year after grants, lowest price first
#CollegeStateAverage priceFinish in six yearsOwn calculator
1Washington and Lee UniversityVA$2896%Calculator
2Brown UniversityRI$3996%Calculator
3University of ChicagoIL$39495%Calculator
4Chipola CollegeFL$59959%Calculator
5University of Illinois Urbana-ChampaignIL$87186%Calculator
6Stanford UniversityCA$1,06792%Calculator
7University of MarylandMD$1,14188%Calculator
8South Florida State CollegeFL$1,15452%Calculator
9Yale UniversityCT$1,25696%Calculator
10University of Minnesota-MorrisMN$1,25958%Calculator
11West Liberty UniversityWV$1,27252%Calculator
12California State University-Los AngelesCA$1,36455%Calculator
13Dartmouth CollegeNH$1,39995%Calculator
14United States Merchant Marine AcademyNY$1,41078%Calculator
15Northwestern UniversityIL$1,42796%Calculator
16California State University-StanislausCA$1,65852%Calculator
17Salish Kootenai CollegeMT$1,77050%Calculator
18Johns Hopkins UniversityMD$1,77293%Calculator
19Bates CollegeME$1,89988%Calculator
20University of FloridaFL$1,96892%Calculator
21University of North Carolina at Chapel HillNC$2,21291%Calculator
22Columbia University in the City of New YorkNY$2,27595%Calculator
23Williams CollegeMA$2,29195%Calculator
24Cooper UnionNY$2,32582%Calculator
25California State University-San BernardinoCA$2,33153%Calculator
26Amherst CollegeMA$2,42493%Calculator
27Smith CollegeMA$2,54186%Calculator
28Harvard UniversityMA$2,54297%Calculator
29Washington University in St LouisMO$2,57893%Calculator
30California State University-FullertonCA$2,62068%Calculator
31Be'er Yaakov Talmudic SeminaryNY$2,69554%Calculator
32University of MichiganMI$3,15593%Calculator
33Brigham Young University-IdahoID$3,29252%Calculator
34William & MaryVA$3,29288%Calculator
35Bowdoin CollegeME$3,31893%Calculator
36University of Wisconsin–MadisonWI$3,42490%Calculator
37Wesleyan UniversityCT$3,55790%Calculator
38Davidson CollegeNC$3,62990%Calculator
39Vanderbilt UniversityTN$3,63793%Calculator
40California State University-FresnoCA$3,92558%Calculator
41The University of Texas Rio Grande ValleyTX$3,98055%
42Haverford CollegePA$4,08189%Calculator
43University of Connecticut-Waterbury CampusCT$4,09251%Calculator
44Tufts UniversityMA$4,19594%Calculator
45Florida State UniversityFL$4,33286%Calculator
46Massachusetts Maritime AcademyMA$4,38574%Calculator
47California State University-NorthridgeCA$4,42957%Calculator
48University of Minnesota-DuluthMN$4,58364%Calculator
49Marshall UniversityWV$4,70953%Calculator
50Southeastern Baptist Theological SeminaryNC$4,78250%Calculator
51New Mexico State UniversityNM$4,99754%Calculator
52Talmudical Seminary of BobovNY$5,02050%
53University of Michigan-DearbornMI$5,08461%Calculator
54University of California, BerkeleyCA$5,11094%Calculator
55California State University-Channel IslandsCA$5,19555%Calculator
56Uta Mesivta of Kiryas JoelNY$5,21471%Calculator
57University of Minnesota-RochesterMN$5,23361%Calculator
58Florida Atlantic UniversityFL$5,25764%Calculator
59New College of FloridaFL$5,26062%Calculator
60Colby CollegeME$5,26387%Calculator
61Pomona CollegeCA$5,29792%Calculator
62Western Michigan UniversityMI$5,31759%Calculator
63Berea CollegeKY$5,37366%Calculator
64University of Illinois SpringfieldIL$5,39253%Calculator
65Claremont McKenna CollegeCA$5,42390%Calculator
66Youngstown State UniversityOH$5,44153%Calculator
67Georgian Court UniversityNJ$5,56163%Calculator
68University of South FloridaFL$5,56578%Calculator
69University of DelawareDE$5,56678%Calculator
70Indiana University-IndianapolisIN$5,59154%Calculator
71The University of Texas at El PasoTX$5,62351%Calculator
72Rice UniversityTX$5,70795%Calculator
73Atlantic UniversityPR$5,84554%Calculator
74University of Minnesota Twin CitiesMN$5,88585%Calculator
75University of North Carolina School of the ArtsNC$5,96080%Calculator
76Ohio State UniversityOH$6,06187%Calculator
77Purdue UniversityIN$6,14784%Calculator
78North Carolina State University at RaleighNC$6,14985%Calculator
79University of California, IrvineCA$6,16087%Calculator
80Northern Michigan UniversityMI$6,16254%Calculator
81Wake Forest UniversityNC$6,24290%Calculator
82California State Polytechnic University-PomonaCA$6,24568%Calculator
83Portland State UniversityOR$6,25553%Calculator
84Northern Kentucky UniversityKY$6,26054%Calculator
85Cornell UniversityNY$6,37195%Calculator
86California State University-Long BeachCA$6,44370%Calculator
87Towson UniversityMD$6,50667%Calculator
88St. Mary's College of MarylandMD$6,63365%Calculator
89Duke UniversityNC$6,65296%Calculator
90Indiana University BloomingtonIN$6,68380%Calculator
91San Francisco State UniversityCA$6,69950%Calculator
92Washington State UniversityWA$6,75063%Calculator
93SUNY Polytechnic InstituteNY$6,83356%Calculator
94University of California, RiversideCA$6,87175%Calculator
95Swarthmore CollegePA$6,96692%Calculator
96Sonoma State UniversityCA$6,97355%Calculator
97Bryn Mawr CollegePA$7,18383%Calculator
98Mount St. Mary's UniversityMD$7,21061%Calculator
99Trinity CollegeCT$7,22283%Calculator
100University of Washington-Tacoma CampusWA$7,23661%Calculator
101Boston CollegeMA$7,29390%Calculator
102Murray State UniversityKY$7,35760%Calculator
103Saint Xavier UniversityIL$7,36955%Calculator
104Saint Peter's UniversityNJ$7,37055%Calculator
105University of California, MercedCA$7,38768%Calculator
106Rutgers University-CamdenNJ$7,48061%Calculator
107Wichita State UniversityKS$7,53052%Calculator
108Middlebury CollegeVT$7,54893%Calculator
109California Institute of TechnologyCA$7,55390%Calculator
110The University of Tennessee-MartinTN$7,58251%Calculator
111University of WashingtonWA$7,61085%Calculator
112California State University-San MarcosCA$7,61855%Calculator
113University of Connecticut-Hartford CampusCT$7,67566%Calculator
114Georgia TechGA$7,68794%Calculator
115The University of Texas at San AntonioTX$7,75252%Calculator
116University of California, Los AngelesCA$7,75593%Calculator
117Southern Illinois University EdwardsvilleIL$7,86557%Calculator
118Niagara UniversityNY$7,86563%Calculator
119University of Central FloridaFL$7,87078%Calculator
120Augustana CollegeIL$7,89073%
121University of Hawaiʻi at MānoaHI$7,92662%Calculator
122Shepherd UniversityWV$7,94850%Calculator
123Ball State UniversityIN$8,01362%Calculator
124Oakland UniversityMI$8,05258%Calculator
125Florida Gulf Coast UniversityFL$8,09657%Calculator
126Grinnell CollegeIA$8,16187%Calculator
127Ramapo College of New JerseyNJ$8,18568%Calculator
128San Diego State UniversityCA$8,25878%Calculator
129North Carolina A & T State UniversityNC$8,28456%Calculator
130University of North FloridaFL$8,35869%Calculator
131University of Notre DameIN$8,38095%Calculator
132California State University-SacramentoCA$8,39254%Calculator
133Florida Polytechnic UniversityFL$8,46058%Calculator
134University of HoustonTX$8,46866%Calculator
135Hood CollegeMD$8,58754%Calculator
136State University of New York at PlattsburghNY$8,59256%Calculator
137Colgate UniversityNY$8,61089%Calculator
138University of Wisconsin-WhitewaterWI$8,65556%Calculator
139United Talmudical SeminaryNY$8,72150%Calculator
140University of California, DavisCA$8,77086%Calculator
141University of Southern IndianaIN$8,78952%Calculator
142Southern Utah UniversityUT$8,82162%Calculator
143Rutgers University-NewarkNJ$8,82965%Calculator
144Middle Tennessee State UniversityTN$8,91454%Calculator
145SUNY at FredoniaNY$8,91655%Calculator
146University of Connecticut-StamfordCT$8,92855%Calculator
147McDaniel CollegeMD$8,93856%Calculator
148University of Washington-Bothell CampusWA$8,97468%Calculator
149University of Texas at AustinTX$8,97989%Calculator
150University of GeorgiaGA$8,99589%Calculator
151University of WyomingWY$9,03761%Calculator
152Daemen UniversityNY$9,05359%Calculator
153Salisbury UniversityMD$9,10261%Calculator
154SUNY College of Technology at AlfredNY$9,16453%Calculator
155University of North Carolina at GreensboroNC$9,17258%Calculator
156University of Massachusetts-LowellMA$9,18069%Calculator
157Albizu University-San JuanPR$9,19960%Calculator
158California State University-ChicoCA$9,22760%Calculator
159University of California, San DiegoCA$9,22986%Calculator
160University of Nevada-Las VegasNV$9,25052%Calculator
161SUNY College of Environmental Science and ForestryNY$9,25872%Calculator
162University of Wisconsin-La CrosseWI$9,26171%Calculator
163Saginaw Valley State UniversityMI$9,30051%Calculator
164Western Kentucky UniversityKY$9,35656%Calculator
165University of Wisconsin-Stevens PointWI$9,36053%Calculator
166SUNY College at PotsdamNY$9,37955%Calculator
167University of TulsaOK$9,40369%Calculator
168Arizona State UniversityAZ$9,41367%Calculator
169University of Wisconsin-River FallsWI$9,44258%Calculator
170University of West FloridaFL$9,45660%Calculator
171Yeshivath ViznitzNY$9,45957%Calculator
172University of VirginiaVA$9,47994%Calculator
173University of Akron Main CampusOH$9,51453%Calculator
174University of California, Santa BarbaraCA$9,52384%Calculator
175Florida International UniversityFL$9,52978%Calculator
176University of Illinois ChicagoIL$9,53662%Calculator
177University of Pittsburgh-JohnstownPA$9,54256%Calculator
178George Mason UniversityVA$9,59467%Calculator
179University of TennesseeTN$9,62675%Calculator
180State University of New York at OswegoNY$9,63658%Calculator
181Louisiana Tech UniversityLA$9,65761%Calculator
182Wayne State UniversityMI$9,69460%Calculator
183SUNY College at GeneseoNY$9,75370%Calculator
184Truman State UniversityMO$9,76874%Calculator
185University of North Carolina at CharlotteNC$9,78268%Calculator
186Worcester State UniversityMA$9,81357%Calculator
187Washburn UniversityKS$9,82952%Calculator
188Brigham Young UniversityUT$9,89381%Calculator
189Holy Family UniversityPA$9,92467%Calculator
190College of the Holy CrossMA$9,93186%Calculator
191Heritage UniversityWA$9,95857%Calculator
192Winona State UniversityMN$9,95959%Calculator
193University of California, Santa CruzCA$9,97374%Calculator
194Valley City State UniversityND$9,99750%Calculator

How we built this

  • Prices and graduation rates come from the U.S. Department of Education's College Scorecard (the Oct 2026 release, downloaded 31 October 2026). Prices are for 2024-25. Graduation rates are for students who started in 2019 and count those who finished within six years.
  • We count four-year colleges with 500 or more undergraduates where at least 50% of students finish within six years: the same rules as our cheapest colleges after aid for families under $30,000 list, which shows the lowest 100. This page has every college under $10,000.
  • Calculator links are the addresses colleges report to the federal government (IPEDS). If one is broken, look on the college's financial aid site.
  • Chipola College, South Florida State College, Salish Kootenai College, Brigham Young University-Idaho, University of Southern Indiana and SUNY College of Technology at Alfred award mostly associate degrees or certificates, by the College Scorecard's count, though they also offer bachelor's degrees. Their price and graduation rate include those students.
  • The CSV is rebuilt from the dataset with every update, and a test fails if the file and the dataset disagree. The data year and the Scorecard's own files are on its data page.

Questions

Which colleges cost under $10,000 a year for low-income families?
194 four-year colleges where at least half of students graduate had an average price under $10,000 a year for families earning under $30,000, in 2024-25. The lowest averages were at Washington and Lee University ($28), Brown University ($39) and University of Chicago ($394).
Are any colleges free for families earning under $30,000?
At 5 colleges, these families paid an average of under $1,000 a year after grants: Washington and Lee University ($28), Brown University ($39), University of Chicago ($394), Chipola College ($599) and University of Illinois Urbana-Champaign ($871). An average isn't a promise, so run each college's net price calculator to see your own price.
What does average net price mean?
It's the full yearly cost of attending (tuition, fees, housing, food, books and other costs) minus the grants and scholarships students received, averaged over first-time, full-time students who got federal aid. Loans are not subtracted.
Will my family pay this price?
Not exactly. It's an average for families in the income band. Your price depends on your family's finances and the college's aid rules. Each college's net price calculator gives an estimate for your family.
Are these prices for in-state students?
At public colleges, yes. Students from another state usually pay more. At private colleges the figure includes students from every state, and tuition doesn't depend on where you live, but students from the college's own state may get state grants that lower their price. 132 of the 194 colleges are public.
What year are these numbers from?
The prices are for 2024-25 and the graduation rates for students who started in 2019, from the College Scorecard's Oct 2026 release.
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Add your GPA and scores once and every college shows your odds and what families like yours paid. Free, no sign-up, stays on your phone. Build my list

Checked on 11 November 2026 against the College Scorecard data downloaded 31 October 2026.

U.S. Department of Education, College Scorecard, Oct 2026 release: average net price by family income (2024-25) and six-year completion rate. Each row's Scorecard page is in the CSV.

Spot a mistake?How we get our numbers

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